KEA Statutory Medical Fee Schedule 2026 84 Verified Institutions Includes Rural Service Bond & Stipend Earnings

Karnataka MBBS, BDS & AYUSH 5.5-Year Fee & Bond Calculator

Accurately evaluate your true financial commitment across 4.5 academic years of medical school plus the 1-year compulsory internship. Select your target medical college across all 84 Karnataka institutions to auto-populate official tuition fees, university exam charges, hostel expenses, internship cash inflows, and rural service bond commitments.

1. College & Quota Parameters

Select a Karnataka college preset or customize your fee structure manually.

Academic Degree

Select Medical / Dental / AYUSH College (84 Verified Institutions)

Admissions Quota Band

GMC Govt Seat ₹64,350/yr Subsidized state seats Private College (Govt) ₹1,54,000/yr Govt quota in private Private Open (GMP/OPN) ₹10.92L–₹12.5L/yr Open to all merit

Annual Tuition Fee (₹) Payable for 4.5 academic years

RGUHS University & Exam Fees (₹/yr) Registration, marks cards, Helinet e-library

2. Living, Hostel & Medical Kit Expenses

Annual Hostel & Mess Expenses (₹/yr) GMC: ~₹40k-50k; Private: ~₹1.2L-1.6L

Medical Kit, Apron & Caution Deposit (₹ One-Time) Stethoscope, lab coats, dissection kit, bone set

3. Stipend Inflow & Rural Service Cashflow

Internship Stipend (₹ / Month) GMC: ₹30,000/mo (Earn ₹3.60L total during CRMI)

Rural Service Post-MBBS Salary (₹ / Month) Govt Medical Officer 1-Yr rural tenure salary

Bank Education Loan Estimator

Calculate monthly EMI after the 5.5-year study moratorium

Comprehensive Financial Blueprint MBBS 5.5-Yr

₹0

Net out-of-pocket investment (Gross costs minus internship stipend earnings)

4.5-Year Academic Tuition: ₹0

RGUHS University & Exam Fees (5.5 Yrs): ₹0

Hostel & Living Costs (5.5 Yrs): ₹0

Medical Equipment & Caution Deposit: ₹0

Total Gross Expenditure: ₹0

🎉 Minus Internship Stipend Inflow (12 Mo): -₹0

Mandatory Rural Service Tenure 1 Year Required

During your 1-year mandatory rural medical posting under Govt of Karnataka, you will earn an estimated:

+₹7,20,000 Total Salary

Defaulting penalty: ₹15,00,000 (GMC) / ₹30,00,000 (Private). Serving the rural bond makes the net cost of an MBBS degree in Karnataka virtually cash-positive!

Go to NEET College Predictor →

Karnataka MBBS 5.5-Year Degree Investment Comparison (2026 Statutory Matrix)

Quota / College Category	Annual Tuition Fee	4.5-Yr Tuition Total	5.5-Yr Living & Hostel	Internship Inflow (12 Mo)	Net Financial Outlay	Rural Bond Obligation
Government Medical College (GMC)	₹64,350	₹2,89,575	~₹2,47,500	+₹3,60,000	~₹2,77,075	1 Year Compulsory (₹15L penalty)
Private College (Govt Quota Seat)	₹1,54,000	₹6,93,000	~₹7,15,000	+₹1,44,000	~₹13,64,000	1 Year Compulsory (₹15L penalty)
Private Open Quota (GMP / OPN)	₹10,92,602 to ₹12,50,000	₹49,16,709 to ₹56,25,000	~₹7,70,000	+₹1,44,000	~₹56,42,709	Exempted from state bond
Management Quota (Q-Seat)	₹32,00,000 to ₹45,00,000	₹1.44 Cr to ₹2.02 Cr	~₹8,25,000	+₹1,44,000	~₹1.52 Cr to ₹2.10 Cr	Exempted from state bond